The new era of consumer lending has begun. The BRSA has imposed a maturity limit on the use of the loan. The number of maturities for consumer loans between 50 thousand and 100 thousand lire was determined at 24 and 12 for loans over 100 thousand lire. In determining the expiry period, 50,000 TL was accepted as a limit. No changes were made to the maturities of the loans used below TL 50 thousand.
After the decision on the loan, citizens intending to use consumer loans started researching both the maturity and interest of the loan. Which bank has the lowest interest rates on consumer loans?
Bank loan interest rates continue to rise. For a long time, high interest rates have increased the payment burden of credit users. However, banks reduce interest rates with periodic campaigns. After reducing the number of installments, consumers manage the credit use process taking into account both the credit limit they will use and the interest rates.
NEED OF LOAN WITH INTEREST RATE 0.99
Burgan Bank offers consumer loans with an interest rate of 0.99. For those who plan to take out a loan, a limit of 10,000 TL has been set by the bank. An interest rate of 0.99 is applied to consumer loans up to 10 thousand lire. Different interest rates are offered to those who will use loans above this limit. To benefit from Burgan Bank’s generic 0.99 interest rate loan, you must apply online. The monthly installment payments are 1739.59 TL. The reimbursement of 10 thousand lire is of 10,435 lire in total. The loan application deadline was announced on June 30th.
And the other banks? We have compiled interest on generic loans from Ziraat Bank, ING, Akbank and other banks. Here are the banks that charge the lowest and highest interest rates for loan users …
HALKBANK
The interest rate on Halkbank’s consumer loan is 1.71%. Those who use a 10 thousand TL loan from the bank pay 953.60 monthly installments. The total payment for 12 months is 11,443.20 TL.
BANK ZIRAAT
The interest rate on the Ziraat Bank consumer loan is 1.79%. With this rate, if the 10,000 TL loan is repaid in 12 months, the amount of the monthly payment becomes 959.44 TL.
VAKIFBANK CONSUMER LOAN
VakıfBank charges an interest rate of 1.91% for those who intend to use consumer loans. 10 thousand TL are paid in monthly installments of 968.25 TL with a maturity of 12 months. İŞBANK İşbank interest rates on consumer loans are 2.05 percent. If the use of the 10,000 TL loan is split over 12 months, the amount of the monthly payment becomes 978.56 TL.
QNB FINANSBANK
The awareness rate at QNB Finansbank was determined to be 2.15%. If consumers who borrow at this rate get a loan of TL 10 thousand with a maturity of 12 months, the monthly payment is TL 1,310.80.
TEB NEEDS A LOAN
TEB charges an interest rate of 2.25% on consumer loans. In the event of a maturity of 12 months, the monthly payment is 993.41 TL when using a loan of 10 thousand TL. The total refund is 11,920.95 TL
AKBANK
Akbank’s consumer loan interest rate is 2.41%. When you use 10 thousand TL with a 12 month maturity, you are paid 1,005.34 TL per month.
BBVA WARRANTY
The interest rate of the consumer loan Guaranties BBVA is 2.80%. If 10 thousand TL with a maturity of 12 months are withdrawn, the amount of the installment is 1,034.84 TL and the total repayment is 12,418.09 TL.
ING
The interest on the ING consumer loan is 2.89%. 10 thousand TL are repaid in 12 monthly installments of 1,042 TL per month.
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